Table of Contents
FNL:005 from FundedNext Labs pays 3x or 5x of your stake when you reach the total profit in a single trading day. You choose a stake of $20, $50, $100 or $200, pick a multiplier, and trade a $10,000 account. The clock starts when you place your first trade and your challenge ends at the end of that trading day, so a $50 stake at 5x pays $250 if the target is hit before then.
TL;DR
Entry: Stakes of $20, $50, $100, or $200 buy a $10,000 FundedNext account, whatever stake or multiplier you pick.
Targets: A 3x account must reach $200 in profit without losing more than its $90 Max Loss Limit. A 5x account must reach $245 in profit without losing more than its $70 limit.
Payout: Reach the target within one trading day and the payout is 3x or 5x of your stake, whether that is $20, $50, $100 or $200. A $50 stake at 5x pays $250.
Clock: The timer starts when you place your first trade, not when you buy, and runs until the end of that trading day, when your challenge ends.
Key rule: No single trade may contribute more than 50% of total profit.
What Is FNL:005?
FNL:005 is a single-day challenge from FundedNext Labs, the section of FundedNext where new product models are tested, and seats are limited. It is built on one idea: a stake of $20 to $200 pays 3x or 5x when you reach the profit target within a single day. Your $10,000 account is created when your purchase completes. The total profit and payout both fall on the same day, with no multi-day evaluation in between.
Every FNL:005 account is $10,000. The stake you pay does not change the account size. It changes the payout: 3x or 5x of whatever stake you chose.
Who FNL:005 Is Built For
FNL:005 suits traders who want the chance to receive 3x or 5x of their stake within a single day, on a $10,000 account. Your maximum cost is the stake you pay at checkout.
How Does the FNL:005 Challenge Work?
How It Works (Trader Journey) :
- Choose Stake: Select a purchase stake of $20, $50, $100, or $200. Which is the amount that traders want to pay and get 3x or 5x of it.
- Choose Multiplier: Select either 3x or 5x to determine the potential payout.
- Get Account: Receive a $10,000 trading account regardless of the selected stake or multiplier.
- Start Trading: Your timer starts when you place your first trade, not when you buy, and runs until the end of that trading day. When the day ends, open trades are closed and the challenge is over: reaching the total profit before then completes it, and otherwise it is marked failed.
- Reach the total profit. Your total profit must reach $200 (3x) or $245 (5x) without exceeding the $90 (3x) or $70 (5x) Max Loss Limit or breaking the 50% Best Trade Rule.
- Get Reward: Once you reach the total profit, complete KYC and request your payout to receive 3x or 5x your selected stake.
FNL:005 Rules and Parameters
Rules are published before purchase, so here are all the parameters in one place.
| Parameter | 3x | 5x |
| Account size | $10,000 | $10,000 |
| Stake | $20 / $50 / $100 / $200 | $20 / $50 / $100 / $200 |
| Max Loss Limit | $90 | $70 |
| Profit target | $200 | $245 |
| Loss limit to target ratio | 1:2.22 | 1:3.5 |
| Best Trade Rule | 50% | 50% |
| Payout | 3x of stake | 5x of stake |
| Account Duration | Until The New York Session Close | Until The New York Session Close |
| News trading | Allowed | Allowed |
| Risk & Margin Rule | Not applicable | Not applicable |
| Platform | MT5 (MetaTrader for USA) | MT5 (MatchTrader for USA) |
| Swap | Swap only, no Swap-Free | Swap only, no Swap-Free |
| Max redemption | 5 Accounts per User | 5 Accounts per User |
| Reset | Not applicable | Not applicable |
How Does the Best Trade Rule Work?
No single trade may contribute more than 50% of your total profit. If one winning trade is over half the total, the challenge fails, even when the target is reached.
Example: you reach $200 on a 3x account. A single trade made $120 of it, which is 60%. The challenge fails. Two trades of $100 each sit exactly at 50% and do not exceed it.
What Is the Max Loss Limit?
The Max Loss Limit is the most the account can lose before the challenge ends. It is $90 on 3x and $70 on 5x. When it is hit, all trades close immediately and the challenge is over.
How Much Does FNL:005 Pay?
Whatever stake you choose, the payout is 3x or 5x of it when you reach the total profit within one trading day. A $20 stake pays $60 at 3x or $100 at 5x, and the number is known before you buy.
| Stake | 3x payout | 5x payout |
| $20 | $50 | $100 |
| $50 | $150 | $250 |
| $100 | $300 | $500 |
| $200 | $600 | $1,000 |
The total profit stays the same at every stake. A $20 stake and a $200 stake both ask for $200 (3x) or $245 (5x) on the same $10,000 account. Only the payout changes.
FNL:005 Trading Conditions
| Asset | Leverage | Commission |
| Forex | 1:30 | $5 per lot |
| Metals | 1:10 | 0.0016% |
| Oil | 1:10 | $5 |
| Indices | 1:10 | $0 |
| Crypto | Not offered | None |
| Stocks | Not offered | None |
- The account type is swap only. Swap-Free is not offered.
- Platform: MT5, or MatchTrader for traders in the USA.
- Resets are not available.
- Each user can buy up to 5 accounts, in any combination of stake sizes.
- News trading is allowed.
- The Risk & Margin Rule does not apply.
- All CFD abusive strategies, as listed in the FundedNext FAQ, remain prohibited.
What Are the Possible Outcomes?
A challenge ends in one of four ways.
| Outcome | Trigger | What happens |
| Pass | Total profit reached before the trading day ends | Marked passed. Payout available on request. |
| Fail: Loss | Max Loss Limit hit | All trades close. Challenge ends. |
| Fail: Time | The trading day ends with neither condition met | All trades close. Marked failed. |
| Fail: Best Trade | Target reached, but one trade is over 50% of total profit | Marked failed. |
How Does the FNL:005 Payout Process Work?
After you reach the total profit, complete KYC and request your payout. KYC must be approved before you can submit the request, and once it is approved, the payout is processed immediately.
When Does the FNL:005 Timer Start and End?
- Start: Your timer starts when you place your first trade, not when you buy.
- End: The timer runs until the New York Session close. The checkout page shows the hours remaining before it ends.
- Buying and trading on different days: If you buy on November 11 and place your first trade on November 12, your time period starts on November 12. You then have until the end of that trading day.
When Can You Buy FNL:005?
Purchases follow a daily window, and two situations change when trading opens.
- Cutoff: Purchases end 2 hours before the trading day ends. The checkout page shows the remaining hours until then.
- Late account creation: If a payment delay creates your account inside that 2-hour window, trading opens when the next trading day starts. The cycle ends when that trading day ends. A crypto payment that lands late is the common case.
- Weekend purchases: An account bought on Saturday or Sunday opens when Monday’s trading day starts and ends when Monday’s trading day ends.
Why Choose FNL:005 Over Trading Your Own Account?
With your own $20, your results are limited to what $20 of capital can move. With FNL:005, a $20 stake gives you a $10,000 account to trade. Reach the total profit within one trading day and the payout is $60 at 3x or $100 at 5x. The same works at every stake, so $50 pays $150 or $250, and $200 pays $600 or $1,000. Your cost is capped at the stake.
The trade-off is time and limits. You have one trading day, a $90 loss limit on 3x or $70 on 5x, and no single trade can make more than half your total profit.
Final Thoughts
FNL:005 puts a 3x or 5x payout inside one trading day. A stake from $20 gives you a $10,000 account, and reaching $200 or $245 in total profit pays anywhere from $60 to $1,000, depending on your stake and multiplier. Every rule is published before you buy, including the $90 and $70 Max Loss Limits and the 50% Best Trade Rule.
Choose a stake of $20, $50, $100 or $200 and a 3x or 5x multiplier at FundedNext Labs.
Frequently Asked Questions
What is the minimum stake for FNL:005?
The minimum stake for FNL:005 is $20, which buys the same $10,000 account as a $200 stake.
Which platform does FNL:005 run on?
FNL:005 runs on MT5, and traders in the USA use MatchTrader.
Does the stake change the account size?
No, the stake does not change the account size, because every stake and multiplier combination receives a $10,000 account.
Can I trade crypto or stocks on FNL:005?
No. FNL:005 supports forex, metals, energies and oil, and indices only, so crypto and stocks are not offered.
Can I hold trades past the server close?
No, you cannot hold trades past the server close. When the server closes, any open trades are closed, and an unmet challenge is marked failed.
Do I need KYC before buying?
No, you do not need KYC before buying. KYC is required before you request a payout.
When does the FNL:005 timer start?
The timer starts when you place your first trade, not when you buy. It runs until the New York Session close.
How many FNL:005 accounts can I buy?
Each user can buy up to 5 accounts, in any combination of stake sizes.