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Prop trading has grown fast in recent years, giving traders more choices than ever. But not every firm plays by the same rules. FundedNext and FundingPips both launched in 2022 and may look similar at first, offering CFDs and Futures. In reality, their rules, rewards, and flexibility are very different, and both of them prioritize their traders differently.
This guide breaks everything down side by side so you can see which firm fits your trading style best, keeping you in mind.
TL;DR
- FundedNext and FundingPips both provide 1-Step, 2-Step, and Instant models, but the structure and flexibility of each model vary significantly.
- In CFDs, FundedNext offers profit splits up to 95%, while FundingPips offers 80%–100%.
- FundedNext gives payouts within 24 hours, while FundingPips takes 1–3 business days.
- FundedNext’s brand promise includes paying $1000 extra if the payout isn’t disbursed within 24 hours. On the other hand, FundingPips offers nothing if the payout is delayed.
- FundedNext offers a 15% profit share from the Challenge Phase, whereas FundingPips doesn’t.
- FundedNext allows news trading in all models and even provides 40% of the profit from news trades, while FundingPips deducts the full profit and does not even allow news trading in the Funded Stage account.
- Monthly competitions: FundedNext offers in total $8K cash reward plus 1.7M worth of challenges, whereas FundingPips offers $5K cash rewards plus $575K worth of evaluations.
- FundedNext lets you trade when your payout is in process. However, FundingPips doesn’t allow trading when your payout is in process..
- FundedNext offers a free trial, but FundingPips does not have any free trial options for its traders.
Getting to Know FundedNext and FundingPips
At first, the two firms may seem similar. But while FundedNext focuses on transparency, flexibility, speed, and global reach, FundingPips maintains a more structured and rule-oriented approach designed to promote discipline and consistency.
FundedNext
FundedNext was founded in 2022. Within these three years, it has quickly become one of the fastest-growing prop firms globally, with operation hubs in the UAE, Bangladesh, Sri Lanka, Cyprus, and Malaysia. The firm has already paid out $158M+ to traders across 170+ countries, with a growing 1.2M+ trader community.
FundingPips
Also founded in 2022, FundingPips is a proprietary trading firm headquartered in Dubai, United Arab Emirates. Over the years, it has built a strong global presence and community, focusing on providing traders with a structured trading environment and a reliable operational framework.
The Basics You Need to Know
Both FundedNext and FundingPips started in 2022, but their growth, reach, and operations have taken different paths since then.
| Feature | FundedNext | FundingPips |
| Year Founded | 2022 | 2022 |
| Headquarters | Ajman, UAE | Dubai, UAE |
| Operations Hub | UAE, SriLanka, Malaysia, Bangladesh and Cyprus | UAE |
| Team size | 500+ | 51-200 |
| Market Offered | CFDs & Futures | CFDs & Futures (via FundingTicks) |
| Community Size | 1.2M+ traders | 1M+ traders |
| Global Reach | 170+ countries | 195+ countries |
Note: Both firms cover CFDs and Futures, but FundingPips runs Futures under a separate brand called FundingTicks. In this article, we’ll keep the focus only on their CFDs models.
Funding Programs Available with FundedNext & FundingPips
FundedNext and FundingPips both offer almost similar models, but it’s their rules and flexibility that set them apart.
| Program Type | FundedNext | FundingPips |
| One‑step Challenge | ✅ Available | ✅ Available |
| Two‑step Challenge | ✅ Available | ✅ Available |
| Instant Funding | ✅ Available | ✅ Available |
| Free Trial | ✅ Provides Free Trial. A 5% discount is given to those who pass. | ❌ Not available |
| Competition | ✅ $8k cash reward + 1.7 million worth of challenges | ✅ $5K cash and $575k worth of evaluations |
Features That Set Them Apart
To make things simple, here’s a clear feature-by-feature comparison between FundedNext and FundingPips in their CFDs models.
| Feature | FundedNext | FundingPips |
| Model Types | Stellar 1-Step, Stellar 2-Step, Stellar Lite, Stellar Instant | One-Step, Two-Step, Zero (Instant), FundingPips Pro |
| Profit Share from Challenge | 15% profit share (except Stellar Lite & Stellar Instant) | ❌ Not available |
| Instruments | Forex, Indices, Commodities, Crypto | Forex, Indices, Commodities |
| Platforms | MT4, MT5, cTrader, Match-Trader | MT5, cTrader, Match-Trader |
| Max Profit Split | Up to 95% | 80% standard, up to 90% with longer payout cycles. |
| Payout Timeline | 24 hrs (or $1,000 extra) | 1–3 business days (No Brand Promise) |
| Max Account Size | Up to $300K (CFDs) and $4M (with scaling) | $300K max allocation, with scaling available up to $2M |
| Reset Options | ✅ Allowed | ✅ Allowed |
| Customer Support | 24/7 multilingual live chat, email, FAQs | 24/7 multilingual live chat, FAQs |
| Live Chat Flexibility | Can chat anytime, from anywhere | Need to sign in to the dashboard |
| AI Assistant | ✅ Fundee | ❌ Not available |
| Starting Price | From $32 | From $29 |
| Starting Account Size | $5,000 | $5,000 |
| News Trading | ✅ Fully Allowed | ✅ Allowed in Challenge, Restricted in Funded (allowed only with On-Demand Payout) |
Note: FundedNext’s 15% profit share from Challenge Phase is an industry-first feature.
Now that we’ve covered the features of both firms, let’s take a closer look at how their challenges compare.
1-Step Challenge Comparison
For traders who prefer a faster route on CFDs, both firms offer a one-step option, but the conditions differ in the rules.
| Condition | FundedNext (Stellar 1-Step) | FundingPips One-Step |
| Profit Target | 10% | 10% |
| Max Daily Loss | 3% | 3% |
| Max Overall Loss | 6% | 6% |
| Min Trading Days | 2 | 3 |
| Time Limit | None | None |
| Consistency Rule | ❌ No consistency rule | ✅ 35% consistency for on-demand payout |
| Single Trade Loss Rule | ❌ No such restriction | ✅ No single loss can exceed 3% of account size |
| Minimum Reward Amount | Minimum reward is $20 | Must be at least 2% of the initial balance |
| News Trading | ✅ Allowed | ✅ Allowed in Challenge, Restricted in Funded (allowed only with on-Demand Payout) |
2-Step Challenge Comparison
Both firms offer classic two-step challenges, but FundedNext provides more flexible variations while FundingPips sticks to a stricter, rule-bound format.
| Condition | FundedNext (Stellar 2-Step) | FundedNext (Stellar Lite) | FundingPips (2-Step) | FundingPips Pro (2-Step) |
| Phase 1 Target | 8% | 8% | 8% | 6% |
| Phase 2 Target | 5% | 4% | 5% | 6% |
| Max Daily Loss | 5% | 4% | 5% | 3% |
| Max Overall Loss | 10% | 8% | 10% | 6% |
| Time Limit | None | None | None | None |
| Single Trade Loss Rule | ❌ No such restriction | ❌ No such restriction | ✅ No single loss can exceed 3% of account size | ✅ No single loss can exceed 3% of account size |
| Minimum Reward Amount | $20 | $20 | ✅ 1% of balance (standard)
✅ 2% of balance for On Demand (with 35% consistency rule) |
❌ No such rule |
| Consistency Rule | ❌ No such restriction | ❌ No such restriction | ✅ For on-demand 35% | ✅ 35% consistency rule |
| Lot Size Limit | ❌ No such restriction | ❌ No such restriction | ✅ Lot exposure capped in Master 2-Step accounts: • $25k = 10 lots • $50k = 20 lots • $100k = 40 lots |
✅ Lot exposure capped in Master 2-Step accounts: • $25k = 10 lots • $50k = 20 lots • $100k = 40 lots |
Instant Funding Comparison
Both FundedNext and FundingPips now offer instant funding options, but the conditions reveal key differences in flexibility and restrictions.
| Condition | FundedNext (Stellar Instant) | FundingPips (Zero Program) |
| Funded Phase | ✅ Instant access | ✅ Instant access |
| Min Trading Days | 0 | 7 |
| Maximum Daily Loss | None | 3% |
| Max Overall Loss | 6% | 5% |
| Consistency Rule | ❌ No such rule | ✅ Should maintain 15% consistency score |
Trading Freedom or Trading Restrictions
While FundedNext gives traders broad freedom in how they operate, FundingPips enforces tighter restrictions that limit certain strategies and execution styles.
| Rules | FundedNext | FundingPips |
| News Trading | ✅ Allowed | ✅ Allowed, with only an on-demand cycle |
| EAs/Bots | ✅ Allowed | Only risk-management EAs |
| Scalping | ✅ Allowed | ❌ Not allowed |
| Weekend Holding | ✅ Allowed | ✅ Allowed in 1-Step, 2-Step & Pro. ❌ Not allowed in Zero model (must close before Friday). |
| Trade Allowed During Payout on Process | ✅ Allowed | ❌ (Account will be in View Only mode) |
| Execution Rules | ✅ Flexible; no lot cap (risk/margin bound) | ❌ Strict; exposure/consistency rules enforced |
Who Pays Faster?
How fast you get paid says a lot about a prop firm. FundedNext pays quickly and flexibly, while FundingPips sticks to a slower, old-style process.
| Feature | FundedNext | FundingPips |
| Profit Split | Up to 95% | Starts ~80%-100% |
| First Payout | 21 days (Stellar 2-Step, Stellar Lite) 5 days (Stellar 1-Step) On-demand (Stellar Instant) |
On Demand: Anytime (with rules) Tuesday Payday (60%): Every Tuesday Bi-Weekly (80%): Every 14 days Monthly (100%): Every 30 days |
| Withdrawal Speed | Maximum 24 hrs (or $1,000 compensation) | 1–3 business days |
| Payment Methods | 44 local payment + crypto + bank + PayPal | Crypto + bank + Local + Paypal |
Beyond the Basics
For a trader, the right prop firm isn’t always about payouts and rules; it’s about the full trading experience. While FundingPips keeps things simple, FundedNext takes it further with an active community, powerful tools, and dedicated support that elevate your journey.
| Feature | FundedNext | FundingPips |
| Community | ✅ 1.2M+ traders | ✅ 1M+ traders |
| Global Events | ✅ 28 events | ❌ No such events |
| Competitions | ✅ $8k cash reward + 1.7 million worth of challenges | ✅ $5K cash and $575k worth of evaluations |
| AI Support | ✅ Fundee | ❌ Not available |
| Tools | ✅ Dashboard, Multiple Trading Calculators and Risk management tools, journal, economic calendar | ✅ Dashboard, risk tools, performance tracking |
What Traders Are Saying
When it comes to credibility, nothing speaks louder than real trader feedback. Each of them has an active TrustPilot profile, but you can see the clear differences in the scale and volume of reviews.
| Category | FundedNext | FundingPips |
| Trustpilot Score | 4.6 | 4.5 |
| Reviews Count | 40,000+ | 27,000+ |
What Makes FundedNext the Most Trusted Prop Firm
FundedNext has become one of the most trusted names in prop trading. Every payout comes with a 24-hour guarantee plus $1,000 if delayed. That promise was tested during a rare outage affecting 176 traders, and FundedNext honored it by adding $176K in compensation.
But where FundedNext truly stands apart is in choice. CFD traders get flexibility across Stellar 1-Step, 2-Step, Lite, and Instant models, something very few firms even attempt to match.
That same freedom extends to platforms. CFDs run on MT4, MT5, cTrader, and Match-Trader. Combined with raw spreads, low commissions, and zero restrictions on scalping, EAs, or news events, FundedNext offers trading environments built for professionals, not limitations.
Support doesn’t lag either. With 24/7 multilingual live chat plus Fundee, the firm’s AI assistant, answers come instantly, making FundedNext one of the fastest and most responsive firms in the space.
And beyond accounts and platforms lies something bigger: community. More than 1.2M traders across 170+ countries, 28 global events, and 13 CSR projects prove FundedNext is not just a prop firm, but a movement.
Guided by the vision “For Every Trader, Every Market,” FundedNext is building an ecosystem of security, flexibility, and opportunity that few others can rival.
Final Thoughts: FundedNext or FundingPips?
Both firms bring their own advantages, but FundedNext stands out with more rewarding opportunities. It introduced the industry’s 15% Reward Split from the Challenge phase, guarantees speed with a 24-hour Brand Promise plus $1000 assurance if delayed, and runs monthly competitions with prize pools of $8,000+.
FundingPips offers a simpler model, but if you’re looking for faster rewards, larger competitions, and added flexibility, FundedNext gives you the edge.
Frequently Asked Questions
1. What factors should I consider when choosing a prop trading firm?
When comparing prop trading firms, it’s important to look at payout rules, account models, reward splits, evaluation phases, platform options, and community support. A reliable prop trading firm should also provide fast and transparent performance rewards, flexible trading conditions, and clear rules that match your trading style.
2. Are FundedNext and FundingPips good prop trading firms for beginners?
Yes, both firms allow beginners to start with smaller funded accounts, but they differ in flexibility. FundedNext offers a free trial and fewer restrictions, which can be helpful for traders who are new to prop firm challenges. FundingPips enforces stricter consistency rules, which may appeal more to traders who already have a disciplined strategy. Beginners should compare which prop trading firm gives them more room to grow.
3. How do payout policies work in FundedNext vs FundingPips?
Payout rules are a key part of any prop trading firm comparison. FundedNext offers a 24-hour performance reward guarantee (or $1,000 compensation if delayed), while FundingPips generally processes payouts in 1–3 business days with no delay guarantee. For traders who value fast withdrawals and consistent payment policies, FundedNext provides a more flexible, efficient, and trader-friendly structure.
